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Our Money Market Savings Account offers a higher rate than our regular savings account and easy access to funds, including check writing privileges. You'll earn a competitive return on your money without the risk of the stock market, or the term limitations of a share certificate. With our tiered structure, you earn higher rates on higher balances.
Funds are insured by NCUA up to $250,000. This means you can keep a large sum of money in your account without the risk of losing it to a market crash or an uninsured investment. It's a great opportunity to save with confidence!
One of the most attractive features of our Money Market Savings Account is the liquidity of funds. Money Markets have no maturity date or term requirement. This affords you ease of access that other savings vehicles, such as Share Certificates, do not have. You are free to access funds in your account at any time.2
You can make deposits to your Money Market Savings Account by using Mobile Check Deposit1 through our Mobile App, setting up an automatic transfer, transferring funds from another Market USA account using Online or Mobile Banking, or stopping by a Market USA branch or shared branch.
You can transfer funds from your Money Market Savings Account to your Market USA checking or savings account through Online or Mobile Banking, stop by a Market USA branch or shared branch, or use the checks provided with your account.
To be eligible for Mobile Deposit, you must meet the following requirements: (1) Membership must be established for at least 90 days; (2) you must have a checking account that has been opened for at least 30 days; (3) account must be in good standing; and (4) primary account holder must be at least 13 years of age. Additional restrictions apply. See Mobile Deposit Terms & Conditions for details.
Savings accounts are not considered "transaction" accounts, and because of that, federal regulations limit the number of times you can complete certain types of transfers made from your savings accounts, to six transfers per month. During any month, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized, automatic, or computer transfer, telephonic order or instruction, or by check, draft, debit card (if applicable), or similar order to a third party. If you exceed the transfer limitations set forth above, your account will be subject to Reg D fees and closure by the credit union.