Money Market Accounts

Our Money Market Account offers a higher rate than our regular savings account and easy access to funds, including check writing privileges. You'll earn a competitive return on your money without the risk of the stock market, or the term limitations of a share certificate. With our tiered structure, you earn higher rates on higher balances.

You can open up a Money Market Account with as little as $2,000.
There are no monthly fees, even if your balance falls below $2,000.
Funds are insured by NCUA up to $250,000. This means you can keep a large sum of money in your account without the risk of losing it to a market crash or an uninsured investment. It's a great opportunity to save with confidence!
One of the most attractive features of our Money Market Account is the liquidity of funds. Money Markets have no maturity date or term requirement. This affords you ease of access that other savings vehicles, such as Share Certificates, do not have. You are free to access funds in your account at any time.
You can make deposits to your Money Market Account by using Mobile Check Deposit1 through our Mobile App, setting up an automatic transfer, transferring funds from another Market USA account using Online or Mobile Banking, or stopping by a Market USA branch or shared branch.
You can transfer funds from your Money Market Account to your Market USA checking or savings account through Online or Mobile Banking, stop by a Market USA branch or shared branch, or use the checks provided with your account.
Money Market Saving Account Rates
APY Balance APY Dividends Compounded/Credited
$100,000 1.50% Daily/Monthly
$50,000 1.25% Daily/Monthly
$20,000 1.20% Daily/Monthly
$10,000 1.00% Daily/Monthly
$2,000 0.75% Daily/Monthly
$0.01 0.05% Daily/Monthly
Rate Disclosures   View All Rates

Are you ready to start saving big? Open a Money Market account today!

Product Links
 Open Money Market AccountGo
Savings Calculators
 How long until I reach my savings goal?Go How do taxes and inflation affect my savings?Go How long will it take to become a millionaire?Go How can I save for a big ticket item?Go

Footnotes

  1. To be eligible for Mobile Deposit, you must meet the following requirements: (1) Membership must be established for at least 90 days; (2) you must have a checking account that has been opened for at least 30 days; (3) account must be in good standing; and (4) primary account holder must be at least 14 years of age. Additional restrictions apply. See Mobile Deposit Terms & Conditions for details.