Enjoy all the benefits of our free Regular Checking account, PLUS, earn more with our High-Rate VIP Checking account! Simply meet the easy requirements to earn a higher dividend rate on your balance up to $15,000. All of our checking accounts offer a Mobile App with Mobile Check Deposit1 and Bill Pay, Online Banking with transfer of funds in and out of Market USA, and a Visa Check Card with Cash Back - All for Free! Plus, all of our checking accounts have NO minimum balance fees and NO per check charges. You can also enjoy access to 30,000 surcharge-free ATMs, a network of 5,000 Shared Branches nationwide plus our three branches, overdraft protection options and our Member Service Center (you can text, call, email or secure message us inside our Mobile App or on our website).
Earn 1.5 Debit Card Credits Toward VIP Qualification: When you use your debit card at any of the following grocery stores and spend at least $50, you'll earn 1.5 credits towards the 12 purchases required to earn the VIP Checking Yield: Food Lion, Giant Food, Hannaford, Martin's Food, Peapod, and Stop & Shop.
High-Rate VIP Free Checking Rates | |||
VIP | APY Balance | APY* | Dividends Compounded/Credited |
Platinum Tier | $0.01 | 3.01% | Monthly/Monthly |
Gold Tier | $0.01 | 2.01% | Monthly/Monthly |
*APY applies to balances thru $15,000; balances above $15,000 earn the APY paid on regular checking accounts. Qualifications must be met by the end of the month to earn dividends. One account per member/SSN. | |||
Rate Disclosures View All Rates |