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Fresh Start Checking

Given a second chance, we think you'll do just fine.

Open Now

Get back on sound financial footing with no monthly fee

Anyone can hit a financial rough patch and find themselves unable to qualify for a regular checking account. At Market USA, we offer an opportunity to get back on track and rebuild a positive checking history. With Fresh Start Checking, you'll get the tools you need to manage your money, plus the opportunity to step up to one of our standard accounts.

  • No minimum balance requirement
  • No monthly fees
  • Access to 30,000+ surcharge-free ATMs and 5,000+ shared branches
  • Digital Banking and Bill Pay
  • After your account has been open for six months, your Fresh Start Checking will upgrade to Regular Checking, making you eligible for Mobile Check Deposit and Privilege Pay

Direct deposit is required to open a Fresh Start Checking. If you do not have access to direct deposit, you may be eligible for our Provisional Checking account.

Contact Market USA


Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.