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Accidental Death and Dismemberment Insurance

Protect your family and your finances from the unexpected. 

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Affordable accident coverage from TruStage™

To help you prepare for the unexpected, we offer TruStage™ Accidental Death & Dismemberment (AD&D) Insurance, provided by CMFG Life Insurance Company. In the event of a covered accident, it pays a cash benefit to your family at a critical time. It’s money your loved ones may use for monthly bills, debts or any reason.

  • As a Market USA member, you can enroll for $1,000 of no-cost TruStage™ Accidental Death & Dismemberment Insurance.
  • In addition to paying a cash benefit to you and your loved ones in the case of a covered accident, it can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.
  • Acceptance guaranteed, no medical questions. 
  • Along with your no-cost AD&D Insurance, members may purchase Additional Coverage of $10,000 to $300,000.* At age 70, coverage (no-cost and additional) is reduced by 50%.

Don’t miss out on this valuable benefit. Enrolling is quick and simple.


Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina. 

*The total amount of Accidental Death & Dismemberment Additional Coverage you may have with TruStage™, for all certificates, is $500,000. Other coverage amounts are available.

TruStage™ & Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. 

Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).