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Money Market

Grow your savings without any waiting or worries. 

Play it smart in a market that's always headed upwards

Money Market accounts come with a list of advantages that most savings tools can't match. You earn more than you would with a regular savings account. Your funds are safe and secure and not exposed to the ups and downs of those other markets. And you can access your money anytime without waiting for a minimum time period to pass.

  • No minimum to open
  • Our tiered rate system means bigger balances have greater earning potential
  • Access funds with checks, Online Banking or Mobile App, or at Market USA Branch or CO-OP Shared Branch
  • Make deposits through Online Banking or our Mobile App, setting up an automatic transfer from your checking account, or stopping by a Market USA branch or CO-OP Shared Branch
  • Deposits up to $250,000 are insured by the National Credit Union Administration, a federal government agency

Features & Benefits

  • Dividends Compounded and Credited Monthly

  • No Monthly Service Fees

  • Secure Investment

  • Tiered Rate Structure

Money Market Rates
Balance APY Dividends Compounded/Credited
$100,000 1.25% Daily/Monthly
$50,000 1.15% Daily/Monthly
$20,000 1.10% Daily/Monthly
$10,000 1.00% Daily/Monthly
$2,000 0.75% Daily/Monthly
$0.01 0.05% Daily/Monthly

Rates effective as of 12/21/2024.

If applicant is under 18 years old, a parent or guardian who is 18 or older must be a joint owner.

Rate Disclosures

Savings Calculators

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.

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One of the most attractive features of our Money Market Account is the liquidity of funds. Money Markets have no maturity date or term requirements. This afford you ease of access that other savings vehicles, such as Share Certificates, do not have. You are free to access funds in your account at any time.

You can transfer funds from your Money Market Account to your Market USA checking or savings account through Online Banking or our Mobile App, stop by a Market USA or shared branch, or use checks which are available upon request.

Funds are insured by NCUA up to $250,000. This means you can keep a large sum of money in your account without the risk of losing it to a market crash or an uninsured investment. It’s a great opportunity to save with confidence!

There are no monthly fees, even if your balance falls below $2,000.

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