Explore America's backroads - or skim across sparkling waters.
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This is what weekends are made for - vacations, too. Seek adventure. Relax with family. Discover what lies upriver or around the next highway bend. At Market USA, our recreational vehicle and boat loans come with low interest rates, flexible payment plans and the opportunity for unlimited enjoyment.
Rates effective as of 12/21/2024.
*Rates shown include a .25% discount for automatic payment and an additional 0.50% for having a qualifying Reward Rate Relationship. Your actual rate may vary depending on credit and discounts taken.
Rate Disclosures
*Rates shown include a .25% discount for automatic payment and an additional 0.50% for having a qualifying Reward Rate Relationship. Rates for vehicles 7 years and older are 3.00% above the stated rate. Your actual rate may vary depending on credit and discounts taken. Rates are also applicable to Cash Out Motorcycle (Title) Loans.
1 Payments can be made during the two month deferral period. During the two month payment deferral, interest will accrue and may extend the original term of the loan. Offer does not apply to refinancing auto loans currently with Market USA. Offer is subject to change without notice. Market USA vehicle financing obtained through or initiated by an auto dealership within the Credit Union Direct Lending (CUDL) networks does not qualify for two month payment deferral.
2 100% financing may be impacted if vehicle selling price is substantially higher than vehicle value. Subject to credit approval.
3 A minimal processing fee per loan will be charged to your savings or checking account based on your monthly payment. Interest will continue to accrue on unpaid loan balance. To qualify for extension, loan must be open for at least 90 days and in good standing. Certain restrictions apply. Call for details.
Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.
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Yes, you can apply for a pre-approved loan which can help you save time and money when shopping for a recreational vehicle. With a pre-approval, you will know how much you can afford to borrow and what interest rate you qualify for. This can give you more bargaining power when negotiating at the dealership.
Yes, there are no prepayment penalties
Yes, you can refinance your auto loan you have elsewhere. This is a great option if you would like to reduce your loan rate or payment or change your loan term.
In Digital Banking, choose Skip a Pay on the Tools menu to check your eligibility.
You can find your due date in Online Banking by selecting your loan, then Account Details, or in the Mobile App by selecting your loan, then Show Details. Your loan due date will also be included on your statement/eStatement.
Protect the things that matter most.
Financial protection for what your auto insurance may not cover.
Essential protection against unexpected repair costs.
Find the best option for you.