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Digital Banking/Mobile App

Manage your money in minutes at any hour of the day.

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Tap into your Market USA accounts from anywhere life takes you

Some days, we live that on-the-go lifestyle everyone talks about. Other days, we're homebodies with no desire to go outside. The ideal solution for either situation is to use Market USA's time-saving digital banking tools. Log onto your laptop or open up our mobile app, view all your account info in one place, and quickly check balances, pay bills or do anything else that needs to be done.

Online Banking

  • Get real-time account balances
  • Transfer funds between credit union accounts or accounts you have elsewhere
  • Make easy payments with Online or Mobile Bill Pay
  • Review your transaction history
  • Download and print canceled checks
  • Receive alerts that notify you of important account activity
  • Get a comprehensive view of all your finances with account aggregation
  • Turn your card off or on with Card Controls
  • View your statements

Mobile App

  • Download our user-friendly app from the App Store or Google Play
  • Check balances and transfer funds
  • Review recent transactions
  • Make fast bill and loan payments
  • Deposit checks from anywhere using your mobile device*
  • Receive text, email and/or push alerts that notify you of important account activity
  • Set up Biometrics using face recognition or your fingerprint for easy and secure log in
  • Shop with ease by adding your debit or credit card to your mobile wallet with Apple Pay or Google Pay.

Financial Management

Our comprehensive suite of financial tools is designed to empower you on your journey towards financial wellness.

  • Free Credit Report Monitoring & Personalized Tips: Access your credit score, full credit report, credit monitoring, financial tips and education. All this without impacting your credit score.
  • Financial Checkup: Assess your financial health with our comprehensive checkup feature. Receive a personalized financial health score and tailored recommendations to achieve your financial goals.
  • Track Expenses: Categorize and monitor expenses for better budgeting for a clear overview of your spending habits.
  • Savings Goals Tracking: Set and track goals. Visualize your progress and stay motivated with automatic transfers and deadline reminders to help you achieve your financial objectives.

Remote Banking

  • Market USA is part of the CO-OP Shared Branch Network with over 5,000 credit union locations throughout the United States. You can conduct business on your Market USA accounts at these locations.
  • Our members also have access to over 30,000 surcharge-free ATMs through the CO-OP and Alliance One Networks (some ATMs accept deposits).

Features & Benefits

  • Alerts

  • Credit Report Monitoring

  • Easily Transfer Funds

  • eStatements

  • Free Bill Pay

  • Mobile Check Deposit

*Membership must be established for at least 90 days; checking account must be opened for at least 30 days; account must be in good standing; primary account holder must be at least 14 years of age. Additional restrictions apply. See Mobile Deposit Terms & Conditions for details.

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.

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Visit our homepage and look for the Online Banking Login box in the upper right-hand side of the screen.

Click on the "I forgot my user ID" or "I forgot my password" links from the login screen, and follow the prompts for resetting your password or user ID. In the Mobile App, you can select "Forgot Password" to reset your password. You cannot reset your user ID in the Mobile App.

You can update contact information in Online Banking or the Mobile App after logging in. In Online Banking, click on Settings and select Profile. From there, you can make changes to your information by clicking on the pencil icon or the green text. In the Mobile App, select Profile under Settings and Locations, then select the field you want to change. Complete your update and press "Save Changes."

Yes! Once your membership is established, you can log into Online Banking or the Mobile App and select the option to add a new Checking, Money Market, Certificate, Savings, or Club Account.

Want to change your "Vacation Club Account" to "Venice Dream Vacation?" In the Accounts Overview page in Online Banking, just click on the name of the account, and then click on the pencil to change the name as you choose.

Yes, a full featured Bill Pay service is available. You can also pay bills using our Mobile App. Our Mobile App is available from your App store. More Bill Pay Questions.
 

All transactions are processed in "real time" so your available balance is accurate. However, if your transactions are processed after normal business hours, some transactions will not be posted until the next business day.

In Online Banking, select Transfers & Pay from the menu, then the account from which you are taking the funds and the account to which you will transfer the funds. Enter the amount and indicate whether you would like to send the funds one time (immediate); schedule the transfer for a future date; or set up a repeating transfer. Select Review Transfer, then Submit. To make a transfer In the Mobile App, tap Transfers at the bottom, then Make a Transfer and follow the same steps as for Online Banking.

If you choose the "one time" option, your transfer will post immediately. If you entered a "future date", your transfer will post on the date indicated. Repeating transfers will post in accordance with the frequency you indicate (i.e. biweekly; monthly; etc.).

Select Transfer & Pay from the menu and choose the account you wish to transfer funds from. In the "To Account" field, select add an Account, then Send money to another Market USA member. Enter the recipient's name and account information. On the main Transfer page, enter amount and frequency, select Review Transfer, then submit.

  • Bill Pay FAQs

    How to pay your bills online in a few clicks.

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  • Mobile Wallets

    Carry your cash digitally, wherever you go.

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  • Transfer Funds

    Enjoy the convenience of fast and secure transfers.

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  • Ways to Make Deposits

    Save time with easy and convenient options.

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