Your checking balance can earn more than you might imagine.
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High-Rate VIP Checking comes with no monthly fees and tons of money-making potential. Here's how to cash in on some of the highest dividend rates around: 1) Enroll in eStatements. 2) Arrange for direct deposit of at least a $500 a month. 3) Make 12 (Gold tier) or 15 (Platinum tier) Visa debit card purchases per month. And if you don't meet those standards? It's OK. Try again next month - and in the meantime enjoy a wealth of first-rate money management tools.
Enjoy additional advantages with a direct deposit of at least $500 into your checking account:
*APY applies to balances thru $15,000; balances above $15,000 earn the APY paid on regular checking accounts. Qualifications must be met by the end of the month to earn dividends. One account per member/SSN.
Rate Disclosures
1 Requirements to Earn APY:
1. Enrollment in eStatements;
2. Monthly Direct Deposit of at least $500 (VIP); direct deposit from a single source cannot be used to meet the requirement for multiple accounts;
3. 15 Visa Debit Card purchases per month for Platinum tier; 12 Visa Debit Card purchases per month for Gold tier; minimum purchase $5.00; purchases must be posted to the account by close of business on the last business day of the month; purchases made at the end of the month may not post until the following month, depending on the merchant, and will not count towards the previous month's qualifications; purchase returns will reduce your number of transactions; multiple transactions of the same amount, on the same day, may cause your transactions to post manually, which will not count towards the qualification limits.
2 For Mobile Check Deposit availability, membership must be established for at least 90 days; checking account must be opened for at least 30 days; account must be in good standing; primary account holder must be at least 14 years of age. Additional restrictions apply. See Mobile Deposit Terms & Conditions for details.
Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.
Easily transfer funds through Online Banking or our Mobile App.
Have peace of mind knowing your transactions are covered.
Grow your savings, one purchase at a time.
Save time with easy and convenient options.