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Mobile Check Deposit

Deposit checks anytime, anywhere.

Deposit Checks Instantly with Your Phone

With Mobile Check Deposit, banking has never been easier or more convenient. Skip the trip to the branch and deposit checks directly from your smartphone or tablet, 24/7.

Download on the App Store Get it on Google Play

How to Use Mobile Check Deposit

Follow these steps to use mobile check deposit:

  • Log in to your mobile banking app and select Mobile Deposit.
  • Choose the account where you want to deposit the check and enter the amount.
  • Endorse the back of the check and write "For e-deposit only at Market USA" below your signature.
  • Take a clear picture of the front and back of the check. Hold your phone over the check image and the image will be detected and the picture taken.
  • Review the images and confirm the deposit details.
  • Submit the deposit. You will receive a confirmation email.

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.

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Yes; accessing Mobile Check Deposit from your mobile device will require you to log into Mobile Banking using your user ID and password.
 

Eligible accounts will be automatically enrolled for the service.
 

To be eligible for Mobile Check Deposit, you must meet eligibility criteria as dictated by us, including, but not limited to: (1) having a checking account in good standing; and (2) having a properly formatted phone number and email address on file. You must also have a compatible mobile device.
 

Most share accounts are available via Mobile Check Deposit (i.e. Savings, Checking, Money Market, Holiday Club, etc.). You cannot make loan payments using Mobile Check Deposit.
 

Log into the Mobile App to view the status of your deposit.
 

You can deposit up to $5,000 per day and $10,000 per rolling 30 day period.
 

Keep the check for no fewer than 10 business days after the check has been posted to your account. After that, please shred the item.

Funds will be credited to your account immediately after your check has been approved and accepted, which will be completed within two business days, if not earlier. Deposits made after 1:00 pm EST Monday-Friday may not be posted until the next business day. Standard check holds apply. Standard check holds apply. Please see our Mobile Check Deposit Agreement & Funds Availability Policy for details.