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Savings Account Comparison

So many ways to save.

The right savings account is right here

Whether you're starting your child's savings journey, putting away money for specific purchases or creating an emergency fund, Market USA offers multiple savings accounts tailored to any purpose. And you can use Online Banking or our Mobile App to track all your growth.

Choose the Savings Account to Reach Your Goals
  Membership Savings
Learn More		 High-Rate VIP Savings
Learn More		 Dollar Dog
Learn More		 Elements of Money
Learn More		 Holiday Club
Learn More		 Vacation Club
Learn More		 Money Market 
Learn More		 Share Certificates
Learn More
Overview Required for Market USA membership The perfect pairing with High-Rate VIP Checking For children ages 12 and under For young adults ages 13-17 Save all year long for memorable holiday moments Start planning and saving for a special trip Earn higher dividends and keep your money accessible Earn a competitive and guaranteed rate of return on your savings
Minimum Balance $5.00 to open No minimum balance requirement $5.00 to open $5.00 to open No minimum balance requirement No minimum balance requirement $2,000 opening balance $500 opening balance; $100 opening balance for Accumulator Certificate
Monthly Maintenance Fee No No No No No No No No
Dividends Compounded monthly and paid monthly Compounded monthly and paid monthly Compounded monthly and paid monthly Compounded monthly and paid monthly Compounded monthly and paid monthly Compounded monthly and paid monthly Compounded monthly and paid monthly Compounded daily and paid monthly
Requirements N/A Must have a High-Rate VIP Checking Account Parent/Guardian must be on account   Parent/Guardian must be on account N/A N/A N/A N/A
Exclusive Options N/A N/A
  • Child receives a birthday mailer from Dollar Dog
  • $1.00 will be deposited during birthday month
  • Coloring Sheets and activities located on website
  • Quarterly online newsletter
  •  Social media contests and prizes
  • Annual scholarship contest
  • Save via automatic transfers or payroll deduction
  • Option to automatically transfer to account of choice
  • Save via automatic transfers or payroll deduction
  • Competitive dividend rates
 •Choice of where you want dividends to go – toward your certificate principal or another account

Account Withdrawals – Savings Accounts: There is a $2 Excess Withdrawal fee for each teller-processed withdrawal in excess of six (6) per month. Club Accounts: There is a $5 Excess Withdrawal fee for Holiday Club withdrawals in excess of one per year and Vacation Club in excess of three per year.

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.