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Membership Savings

Take the first step in your new financial journey.

Open Now

What do you get when you open a Market USA Membership Savings account? First, you get a great place to build up your cash reserves and prepare yourself for almost anything the future might bring. Plus, this account establishes your Market USA membership, giving you access to the credit union's high-performance deposit accounts, low-cost loans, time-saving technology and other first-class financial services.

  • Low minimum opening deposit of $5
  • Competitive dividend earnings
  • Monitor your progress and manage money with Online Banking or our Mobile App
  • Build up your balance by scheduling automatic transfers from your Market USA checking account or by dividing your direct deposit funds between checking and savings

Features & Benefits


Membership Savings Rates
Balance APY Min. to Open Dividends Compounded/Credited
$25,000 0.07%   Monthly/Monthly
$5,000 0.06%   Monthly/Monthly
$2,000 0.05%   Monthly/Monthly
$0.01 0.05% $5.00 Monthly/Monthly

Rates effective as of 12/30/2024.

$5.00 minimum balance required to maintain membership.

Rate Disclosures


Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.