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Disclosures

Terms and Conditions

This document, along with any other documents we give you pertaining to your account(s), is a contract that establishes rules which control any account(s) you may have with us.

Fees & Charges

The Fee Schedule outlines a list of account specific and general fees that may apply to your account and/or services that you receive. Check out our suggestions on how to avoid fees at Market USA.

Funds Availability Policy

This document outlines when funds from your deposits will be made available to you.

Privacy Policy

This document defines what information is obtained when you conduct business with us; how that information is shared; and how to limit what is shared.

Payment Portal

This document outlines the terms and conditions for using our Payment Portal Service.

Digital Wallet Agreement

This document outlines the terms and conditions for adding your Market USA Cards to your Digital Wallet.

eStatements Disclosure

Copy of the agreement presented during the e-Statement enrollment process.

Substitute Check Disclosure

This document provides information on what subsitute checks are and your rights in regards to them.

Mobile Deposit Agreement

This document outlines the terms and conditions for using our Mobile Deposit service.

Online Bill Pay Agreement

This document outlines the terms and conditions for using our Online Bill Pay service.


Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.