Our totally free account is packed with fantastic features

There's nothing really "regular" about Market USA Regular Checking. From Online Bill Pay to Mobile Check Deposit to Alerts, we've gone to extraordinary lengths to offer as many money management tools and money-saving opportunities as possible. Plus, we give you the opportunity to pocket some extra cash by paying dividends on balances of $1,000 or more.

• No minimum to open
• No monthly maintenance fees
• No minimum balance requirements
• Earn dividends on an average daily balance of $1,000 or more
• Access to 30,000+ surcharge-free ATMs and 5,000+ Shared Branches
• Link your Visa debit card to your smartphone's Mobile Wallet for one-tap and contactless purchases
• Debit card controls provide extra security by allowing you to turn your card "off and on"
• With Mobile Check Deposit¹, you can deposit checks from anywhere using your mobile device
• Use Online and Mobile Bill Pay to make payments without postage or envelopes
• eStatements put important account information at your fingertips
• Alerts notify you of important account activity
• Overdraft protection options

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Direct Deposit Benefits

Enjoy additional advantages with a direct deposit of at least $500 into your checking account:

• Eight free monthly transactions at CO-OP, Alliance One, PLUS®, and Star® ATMs (ATM surcharges may apply). Members under the age of 25 are also eligible, regardless of direct deposit.
• Initial check order free (signature style only)
• 0.35% premium on certificates (with direct deposit and eStatements)
• 0.50% Relationship Rewards* discount on auto and personal loans (with direct deposit and e-Statements). Get an additional 0.25% discount with auto pay.

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¹ For Mobile Check Deposit availability, membership must be established for at least 90 days; checking account must be opened for at least 30 days; account must be in good standing; primary account holder must be at least 14 years of age. Additional restrictions apply. See Mobile Deposit Terms & Conditions for details.

* To qualify for a Reward Rate, you must have eStatements and one of the following: (a) direct deposit of at least $500 per month and an active Market USA checking account; or (b) at least $25,000 on deposit.

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Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.