Debt Protection

MEMBER'S CHOICE™ Borrower Security1

Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because things happen... life happens. You're betting you can pay back your loan and won't lose your job (due to no fault of your own), or become disabled (due to injury or illness), or pass away-leaving your family responsible for your loan balance.

Help Play It Safe

MEMBER'S CHOICE™ Borrower Security is a voluntary loan-payment protection product that helps you get relief from the financial burden if a protected life event unexpectedly happens to you. Simple eligibility requirements ease the enrollment process.

Ask About Protecting Your Loan Payments

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), MEMBER'S CHOICE™ Borrower Security will cancel or reduce repayment of your loan debt. Help lessen your worries, and your family's worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging.

Contact us to learn more about how Debt Protection can help you through the unexpected.

File a Claim

If you already have MEMBER'S CHOICE™ Borrower Security and need to file a claim, you can submit a secure online form. For any questions about your claim, please contact CUNA Mutual Group at 800-621-6323 or


  1. Your purchase of MEMBER'S CHOICE™ is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of MEMBER'S CHOICE™ DPGAP-0313-BF5E