Regular Checking

Our free Regular Checking account offers money saving advantages, convenient access, and a whole lot more!

  • No monthly maintenance fees
  • No minimum balance requirements
  • No minimum to open
  • Earn dividends on an average daily balance of $1,000 or more
  • Access to 30,000+ surcharge-free ATMs
  • 5,000+ Shared Branches
  • Add your Visa Debit Card to your Mobile Wallet with Apple Pay or Google Pay
  • Debit Card Controls allows you to turn your card off and on
  • Conveniently transfer funds between your Market USA checking account and external accounts
  • Mobile Check Deposit
  • Online and Mobile Bill Pay
  • e-Statements and e-Alerts
  • Overdraft protection options
  • With direct deposit of least $500 a month into your checking account, receive even more money saving benefits:
  • Eight free monthly transactions at CO-OP, Alliance One, PLUS®, and Star® ATMs (ATM surcharges may apply). Members under the age of 25 are also eligible.
  • Initial check order free (signature style only)
  • .35% premium on certificates (with direct deposit and e-Statements)
  • .50% Relationship Rewards* discount on auto and personal loans (with direct deposit and e-Statements). Get an additional .25% discount with auto pay!
Regular Checking Rates
APY Balance APY Dividends Compounded/Credited
$1,000.00 0.01% Monthly/Monthly
Rate Disclosures   View All Rates

Switching Your Account is Simple!

Move your direct deposits and automatic payments to Market USA with the click of a mouse. ClickSWITCH easily transfers your account information quickly and safely in as little as 10 minutes and eliminates the hassle of contacting each business to help ensure a smooth transition.

*To qualify for a Reward Rate, you must have e-Statements and one of the following: (a) direct deposit of at least $500 per month and an active Market USA checking account; or (b) at least $25,000 on deposit.

No monthly maintenance fees or per-check charges

Access to 30,000 surcharge-free CO-OP Network ATMs nationwide

Free Visa Check Card

Mobile Check Deposit