Individual Retirement Accounts

Are you saving enough for retirement? IRAs are special tax-deferred savings plans with great rates. There are three different types of IRAs to choose from depending on your needs: Traditional, Roth, and Coverdell Education Savings Accounts.

Certificate Specials
Account Term Base APY Preferred APY* APY Balance Dividends Compounded / Credited
20 Months 0.80%* 1.15%* $500 Daily / Monthly
*PREFERRED APY: The Preferred APY includes a 0.35% premium. VIP Checking, Direct Deposit and e-Statements are required to receive this premium.
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Regular & IRA Certificate Rates
Account Term Base APY Preferred APY* APY Balance Dividends Compounded / Credited
12 Month Accumulator 0.20% N/A $100 Daily / Monthly
3 Months 0.20% N/A $500 Daily / Monthly
6 Months 0.25% N/A $500 Daily / Monthly
12 Months 0.25% 0.60% $500 Daily / Monthly
18 Months 0.35% 0.70% $500 Daily / Monthly
24 Months 0.40% 0.75% $500 Daily / Monthly
36 Months 0.40% 0.75% $500 Daily / Monthly
48 Months 0.45% 0.80% $500 Daily / Monthly
60 Months 0.55% 0.90% $500 Daily / Monthly
*PREFERRED APY: The Preferred APY includes a 0.35% premium. Direct Deposits and e-Statements are required to receive this premium.
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IRA Savings Rates
APY Balance APY Dividends Compounded/Credited
$0.01 0.10% Monthly/Monthly
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Insured up to $250,000 by NCUA

Plan for retirement

Competitive Rates