Are you saving enough for retirement? IRAs are special tax-deferred savings plans with great rates. There are three different types of IRAs to choose from depending on your needs: Traditional, Roth, and Coverdell Education Savings Accounts.
| Regular & IRA Certificate Rates | ||||
| Account Term | Base APY | Preferred APY* | APY Balance | Dividends Compounded / Credited |
| 12 Month Accumulator | 0.10% | N/A | $100 | Daily / Monthly |
| 3 Months | 0.10% | N/A | $500 | Daily / Monthly |
| 6 Months | 0.15% | N/A | $500 | Daily / Monthly |
| 12 Months | 0.40% | N/A | $500 | Daily / Monthly |
| 18 Months | 0.15% | 0.50% | $500 | Daily / Monthly |
| 24 Months | 0.15% | 0.50% | $500 | Daily / Monthly |
| 36 Months | 0.20% | 0.55% | $500 | Daily / Monthly |
| 48 Months | 0.35% | 0.70% | $500 | Daily / Monthly |
| 60 Months | 0.90% | 1.26% | $500 | Daily / Monthly |
| *PREFERRED APY: The Preferred APY includes a 0.35% premium. Direct Deposits and e-Statements are required to receive this premium. | ||||
| Rate Disclosures View All Rates | ||||
| IRA Savings Rates | ||
| APY Balance | APY | Dividends Compounded/Credited |
| $0.01 | 0.10% | Monthly/Monthly |
| Rate Disclosures View All Rates | ||
