Certificates

Earn high rates of return on your account balances through Certificates. We have many rates and terms available, so you are sure to find a plan that fits your needs. Our preferred rates reflect a 0.35% premium added to our standard rates for members with Direct Deposit and e-Statements.

Looking for a certificate option with a lower opening balance? Open an Accumulator Certificate with as little as $100 -- and add $25 or more as often as you'd like, up to a maximum of $1,000!

Regular & IRA Certificate Rates
Account Term Base APY Preferred APY* APY Balance Dividends Compounded / Credited
12 Month Accumulator 0.10% N/A $100 Daily / Monthly
3 Months 0.10% N/A $500 Daily / Monthly
6 Months 0.15% N/A $500 Daily / Monthly
12 Months 0.40% N/A $500 Daily / Monthly
18 Months 0.15% 0.50% $500 Daily / Monthly
24 Months 0.25% 0.60% $500 Daily / Monthly
36 Months 0.30% 0.65% $500 Daily / Monthly
48 Months 0.35% 0.70% $500 Daily / Monthly
60 Months 0.45% 0.80% $500 Daily / Monthly
*PREFERRED APY: The Preferred APY includes a 0.35% premium. Direct Deposits and e-Statements are required to receive this premium.
Rate Disclosures   View All Rates

Competitive dividend rates

Automatic renewal

Insured up to $250,000 by NCUA