Earn high rates of return on your account balances through Certificates. We have many rates and terms available, so you are sure to find a plan that fits your needs. Our preferred rates reflect a 0.35% premium added to our standard rates for members with Direct Deposit and e-Statements.
Looking for a certificate option with a lower opening balance? Open an Accumulator Certificate with as little as $100 -- and add $25 or more as often as you'd like, up to a maximum of $1,000!
| Regular & IRA Certificate Rates | ||||
| Account Term | Base APY | Preferred APY* | APY Balance | Dividends Compounded / Credited |
| 12 Month Accumulator | 0.10% | N/A | $100 | Daily / Monthly |
| 3 Months | 0.10% | N/A | $500 | Daily / Monthly |
| 6 Months | 0.15% | N/A | $500 | Daily / Monthly |
| 12 Months | 0.40% | N/A | $500 | Daily / Monthly |
| 18 Months | 0.15% | 0.50% | $500 | Daily / Monthly |
| 24 Months | 0.15% | 0.50% | $500 | Daily / Monthly |
| 36 Months | 0.20% | 0.55% | $500 | Daily / Monthly |
| 48 Months | 0.35% | 0.70% | $500 | Daily / Monthly |
| 60 Months | 0.90% | 1.26% | $500 | Daily / Monthly |
| *PREFERRED APY: The Preferred APY includes a 0.35% premium. Direct Deposits and e-Statements are required to receive this premium. | ||||
| Rate Disclosures View All Rates | ||||
