Members earn high rates of return on their balances with Certificates (if you are not a member, it's easy to join online - see Product Links below). We have many rates and terms available, so you are sure to find a plan that fits your needs. Our preferred rates reflect a 0.35% premium added to our standard rates for members with Direct Deposit of $500 or more a month and e-Statements.
Looking for a certificate option with a lower opening balance? Open an Accumulator Certificate with as little as $100 -- and add $25 or more as often as you'd like, up to a maximum of $1,000!
| Regular & IRA Certificate Rates | ||||
| Account Term | Base APY | Preferred APY* | APY Balance | Dividends Compounded / Credited |
| 10 Month Special | 4.30% | 4.40%** | $500 | Daily / Monthly |
| 17 Month Special | 4.90% | 5.00%** | $500 | Daily / Monthly |
| 12 Month Accumulator | 1.65% | 2.01% | $100 | Daily / Monthly |
| 3 Months | 1.65% | 2.01% | $500 | Daily / Monthly |
| 6 Months | 2.30% | 2.65% | $500 | Daily / Monthly |
| 12 Months | 3.55% | 3.91% | $500 | Daily / Monthly |
| 18 Months | 3.85% | 4.22% | $500 | Daily / Monthly |
| 24 Months | 3.80% | 4.16% | $500 | Daily / Monthly |
| 36 Months | 3.55% | 3.91% | $500 | Daily / Monthly |
| 48 Months | 3.55% | 3.91% | $500 | Daily / Monthly |
| 60 Months | 3.55% | 3.91% | $500 | Daily / Monthly |
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*PREFERRED APY: The Preferred APY includes a 0.35% premium. Direct Deposits and e-Statements are required to receive this premium. **PREFERRED APY: 10 Month and 17 Month Special - APY includes a 0.10% premium. E-Statements are required to receive this premium. |
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| Rate Disclosures View All Rates | ||||
