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Never Pay Retail for Car Maintenance Again

Car maintenance doesn't have to break you. With CarAdvise you're back in control of your car's maintenance needs.

CarAdvise is the nation's largest online marketplace for vehicle maintenance and repair. CarAdvise puts you back in control of your car care needs. Plus, as a Market USA member you will never pay retail again, and save an additional $10 off your first booked service!

With just a few clicks, you can avoid the usual hassle at the shop by scheduling, approving and paying for services all from your phone! Not sure what you need, or if the price is too high? No problem - just talk to one of their licensed mechanics they'll make sure you don't agree to unnecessary work or pay too much.

The best part is that it's FREE to sign up and you never pay retail price at the shop! To join the car care revolution, visit and start saving on car maintenance.

Save on Powersports & RVs through Love My Credit Union Rewards!

Looking to get outdoors? You can get special access to member savings on motorcycles, RVs, ATVs, UTVs, jet skis, snowmobiles and golf carts with the Love My Credit Union Rewards Powersports & RV Buying Program. PLUS, you can get up to 20% off parts, service, gear, accessories and more.

  • Benefits and How It Works:
  • 1. Find Your Dream Vehicle: Members get special access to shop thousands of new and used RVs, motorcycles, SxS, ATVs, and more from the nationwide Certified Dealer network.
  • 2. Get Upfront Savings: Receive upfront, transparent pricing and special member savings before heading to the dealership.
  • 3. Save Time and Money: Redeem your member offer at a Certified Dealer and know you're getting a deal without the hassle. PLUS get up to 20% off parts, service, accessories and more.

The best part is that it's FREE to sign up and you never pay retail price at the shop! Visit to get member savings on your next outdoor vehicle.

Membership Benefits Last a Lifetime

Once you become a member of Market USA, you remain a member for life - even if you change jobs, move or retire. Here are just a few ways your credit union can support you throughout your financial journey:

  1. You are an owner. Because we are a not-for-profit cooperative, you become an owner of the credit union when you join.

  2. You pay lower loan rates and earn higher dividends. Profits are returned to you and other members through lower loan rates and higher savings rates. Also, unpaid qualified volunteers serve on our Board of Directors and committees. This means lower costs of doing business--no hefty payments to a corporate board. We pass along those savings to you in the form of better deals.

  3. You pay lower or no fees. You'll find no or lower fees on ATMs, checking accounts, credit cards and more.

  4. You get extra attention. Our staff can help you work towards financial health. We are here to answer your questions or offer one-to-one counseling.

  5. We're always nearby. Even if you're not close to a Market USA branch, you have access to over 5,000 Shared branches and 30,000 surcharge-free ATMs. Visit our Self-Service Guide for additional ways to access your accounts.

I Spy a Summer Saving Contest

This is your chance to get rewarded for having fun this summer. Enter the Elements of Money's Instagram contest for your chance to win $250!

A candid shot, you can stage it, use your family as props, even edit it in photoshop... As long as you created the photo, it's fun and inexpensive, we want to see it!

Just take a photo and post it to Instagram for your chance to win $250.

Pro tip: include a caption explaining how you're saving money.

The contest runs from July 6 to August 31, 2020. At the end of it, Elements of Money will select the grand-prize winner.

Important detail > you must be at least 13 to submit a photo. Teen members are strongly encouraged to enter.

Visit Elements of Money for full details. Good luck!

In Solidarity Against Inequality

Market USA mourns the tragic and unnecessary death of George Floyd, as well as others, who have lost their lives due to racial violence. It's encouraging to see the peaceful demonstrations of intolerance of continued racism. As inequality continues to be a major issue in our society, I am hopeful that finally enough people are behind a positive change, so that we will see improvement and ultimately equality for all.

Market USA is committed to an environment for our members, staff, volunteer Board of Directors, and volunteer Supervisory Committee that demonstrates inclusion and diversity. The credit union movement's philosophy has always been "people helping people". As a member-owned, not-for-profit financial cooperative, we are committed to serving our members equally and respectfully.

We stand in solidarity against injustice, racism, and discrimination.


Laura Hassan

Save Some Green With Our Summer Loan

Whether your list includes a backyard project, a home office build-out, or paying off high-rate debt - it can take a toll on your wallet. Our Summer Loan can help you with the financing you need to take on the season's expenses.

  • As low as 5.99% APR*
  • Up to $5,000
  • 12-month term

Apply online or call 301-586-3400.

* Annual Percentage Rate current as of 6/1/20. Offer available until 9/30/20. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a 0.25% discount for automatic payment, and an additional 0.50% discount for having a qualifying Rewards Relationship. To qualify for a Rewards Rate, you must have e-Statements and one of the following: (a) direct deposit of at least $500 per month and an active Market USA checking account, or (b) at least $25,000 on deposit. Payments at 5.99% APR for 12 months are approximately $86.22 per $1,000 per month. Financing for qualified Market USA members.

2020 Annual Business Meeting Video

Due to the ongoing pandemic, our 2020 Annual Business Meeting was broadcast via live stream on Friday, April 24th. Please check out the video below to hear a review of 2019 and find out what is in store for 2020.

We'll Help You Find Your Next Home....and a Great Mortgage Rate

Whether you're looking to buy or sell a home, Market USA has got you covered! HomeAdvantage® is our free real estate program that allows you to:

  • Search for homes: Search current online property listings. Save your search and get email alerts when new properties are available. Search listings now.
  • Find the right agent: Search through our network of top, local real estate professionals to find one that is right for you. Find an agent.
  • Earn Cash Rewards*: Use one of our agents to buy or sell your home, and save $100's to $1,000's in Cash Rewards* at closing. Calculate your savings.

Whether a first-time or experienced homebuyer, HomeAdvantage will simplify the entire process and save you time and money! We also offer a variety of mortgage options including fixed rate, adjustable rate, FHA loans and more. Our online Loan Consultant can help you choose a loan that's right for you.

Visit HomeAdvantage to get started today!

* Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.

Important Information About Fresh Start Loans

Our Fresh Start Loan can help you rebuild or establish credit by borrowing $500 for six months with no credit check required.* Fresh Start Loan applications are only available online or in the branch. Although applications are no longer available over the phone, applying online is quick and easy! Take advantage of our convenient online application, or visit one of our branch locations nearest you to get started.

*Borrow $500 at 18% APR (Annual Percentage Rate) for 6 months. APR effective 5/1/19. A minimum of (6) six months of verified income is required and must be within the last (30) thirty days prior to the loan request (excluding seasonal income). Applicants who are retired or receiving Social Security and/or pension benefits are eligible without (6) months of income verification. You must have direct deposit of net pay (minimum of $500 per month) into your Market USA account for 3 consecutive months. A $30.00 non-refundable fee is due at time of application.

Our Dollar Dog Kids Club Website Has a New Look!

Our Dollar Dog Kids Club, for youngsters up to 12 years old, teaches children the importance of saving money while having some fun, too. The Dollar Dog website has just been updated with a brand new look, and offers a more user friendly experience with coloring pages, activities, and new games! Dollar Dog Kids Club benefits include:

  • Official club membership card
  • Dividend-earning savings account
  • Doghouse Savings Bank that your child can customize and color
  • A special yearly birthday card from Dollar Dog with a $1 deposit
  • And more!

To open a Dollar Dog savings account for your child, fill out our online membership application, stop by a branch, or call 800-914-4268. Be sure to visit our Dollar Dog Kids Club page to check out our new and improved youth site!

Have a Question? Send Us a Text!

Exciting news! You can now text Member Services at 301-586-3400 or Payment Solutions at 301-586-3401 for assistance. We will respond as soon as possible during normal business hours. For your security, do not send sensitive information through text, such as your account number or social security number. Instead you can use the Secure Message option in our new mobile app. Please note we will never ask for your account information through text. Message and data rates may apply.

Lower Your Loan Payments with Our FlexPay Program

If you have a Market USA auto or personal loan, and are looking to save on your monthly expenses, you may be eligible to use our new FlexPay program! With a few easy clicks, you can extend the term and lower your monthly payments - the entire process is completed securely online. To get started, simply sign into Online Banking or Mobile Banking through our website (not the mobile app), and select FlexPay next to your loan. Your current loan information will already be pre-filled on the FlexPay screen. You can adjust the dial until you find the term and monthly payment that fits your needs. Once you select the Extend Term button, e-sign and submit your loan documents, and you're done! Visit our FAQs for more details.1


  1. A minimal processing fee per loan will be charged to your saving or checking account based on your monthly payment. Excludes Mortgage, Home Equity and Credit Card balances. Interest will continue to accrue on unpaid loan balance. To qualify for extension, loan must be open for at least 90 days and in good standing.Certain restrictions apply. Call for details.
  2. Annual Percentage Rates (APRs) effective 08/06/20 and subject to change. 0% introductory APR is valid for 6 months from initial card issuance. Thereafter, the variable rate will be between 9.25% and 18.00%. The APR is calculated as Prime + a margin between 6.00% and 16.00%. Prime is currently 3.25%. Actual rate may vary and is based on an evaluation of applicant's credit and the type of card selected.