As we continue to weather the impacts of COVID-19, we remain dedicated to meeting our members' financial needs during this difficult time. That being said, we are reducing the minimum number of required debit card transactions from 12 to 8, for the month of March. In order to earn VIP dividends, you must still meet this and all other stated requirements. For the month of April, we encourage you to meet the minimum requirement of 12 transactions by using your debit card to set up recurring payments, shopping online, or using food delivery services to support local restaurants.
If you have any questions - or if you have been affected by COVID-19 and need financial assistance, please contact us through our secure Contact Form or call 301-586-3400. Know that Market USA is always by your side and we will do everything we can to help you get through this crisis.
Effective March 24, 2020, we will be offering new designs and better pricing. Please note that you can still use your existing checks.
The next time you place an order, please keep the following in mind:
Be sure to visit our website on March 24th to check out the new designs and reduced pricing! And remember, you can still use your existing check supply.
Whether you're looking to buy or sell a home, Market USA has got you covered! HomeAdvantage® is our free real estate program that allows you to:
Whether a first-time or experienced homebuyer, HomeAdvantage will simplify the entire process and save you time and money! We also offer a variety of mortgage options including fixed rate, adjustable rate, FHA loans and more. Our online Loan Consultant can help you choose a loan that's right for you.
Visit HomeAdvantage to get started today!
* Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.
For a limited time only, take advantage of our Tax Time Certificate Special to secure rates that are out of this world!
Other great rates and terms are also available. To open a certificate, call 301-586-3400, stop by a branch, or download the certificate application and mail it with your deposit to
Market USA FCU, 8871 Gorman Rd, Suite 100, Laurel, MD 20723.
Not a member yet? Join today! Simply open a savings account ($5 minimum) which is your "share" in the credit union. Once you become a member, you can take advantage of our Tax Time Certificate Special as well as our other competitive savings products and low rate loans.
* APY (Annual Percentage Yield) effective as of 4/09/2020. Offer available for a limited-time only and subject to change without notice. Minimum deposit of $500 required to earn stated APY. Maximum deposit $50,000. Requirement to earn 1.45% APY: activated e Statements. 1.35% APY without e-Statements. 1.70% APY with direct deposit of at least $500 per month and activated e-Statements. Certificate is only valid for a single 20-month term and will auto renew to a standard 24-month term. A withdrawal of dividends or the occurrence of fees could reduce earnings. Early withdrawal penalties may apply. One certificate per Social Security number. Cannot be combined with any other offers or promotions.
Our Fresh Start Loan can help you rebuild or establish credit by borrowing $500 for six months with no credit check required.online application, or visit one of our branch locations nearest you to get started.Fresh Start Loan applications are only available online or in the branch. Although applications are no longer available over the phone, applying online is quick and easy! Take advantage of our convenient
*Borrow $500 at 18% APR (Annual Percentage Rate) for 6 months. APR effective 5/1/19. A minimum of (6) six months of verified income is required and must be within the last (30) thirty days prior to the loan request (excluding seasonal income). Applicants who are retired or receiving Social Security and/or pension benefits are eligible without (6) months of income verification. You must have direct deposit of net pay (minimum of $500 per month) into your Market USA account for 3 consecutive months. A $30.00 non-refundable fee is due at time of application.
Our Dollar Dog Kids Club, for youngsters up to 12 years old, teaches children the importance of saving money while having some fun, too. The Dollar Dog website has just been updated with a brand new look, and offers a more user friendly experience with coloring pages, activities, and new games! Dollar Dog Kids Club benefits include:
To open a Dollar Dog savings account for your child, fill out our online membership application, stop by a branch, or call 800-914-4268. Be sure to visit our Dollar Dog Kids Club page to check out our new and improved youth site!
Exciting news! You can now text Member Services at 301-586-3400 or Payment Solutions at 301-586-3401 for assistance. We will respond as soon as possible during normal business hours. For your security, do not send sensitive information through text, such as your account number or social security number. Instead you can use the Secure Message option in our new mobile app. Please note we will never ask for your account information through text. Message and data rates may apply.
If you have a Market USA auto or personal loan, and are looking to save on your monthly expenses, you may be eligible to use our new FlexPay program! With a few easy clicks, you can extend the term and lower your monthly payments - the entire process is completed securely online. To get started, simply sign into Online Banking or Mobile Banking through our website (not the mobile app), and select FlexPay next to your loan. Your current loan information will already be pre-filled on the FlexPay screen. You can adjust the dial until you find the term and monthly payment that fits your needs. Once you select the Extend Term button, e-sign and submit your loan documents, and you're done! Visit our FAQs for more details.
Don't spend your hard earned money on fees and higher interest rates. Our Visa Platinum cards offer NO balance transfer fees, NO cash advance fees and NO Annual Fees. Plus, we offer great low rates - that's the credit union difference!