Market USA Car Buying Service powered by TRUECar

Market USA Car Buying Service

Save time and money when you purchase your next car in 3 easy steps.

1 Find your vehicle

Visit Market USA's Car Buying Service to find a new car or search thousands of pre-owned inventory and see dealer-guaranteed prices.

2 Lock in savings

Print your Guaranteed Savings Certificate featuring a summary of your car with your Guaranteed Savings. The Certificate will also include the information for your dealer contact, so you can arrange a test drive and confirm availability. You are never under any obligation to purchase.

3 Purchase your car

Present your Guaranteed Savings Certificate to your dealer for an easy and hassle-free car buying experience.

Special Rates as low as 2.55% APR2
When you purchase a new auto through our Car Buying Service

Special Rates as low as 2.80% APR2
When you purchase a used auto through our Car Buying Service

No payments for 2 months3

Apply for Our New Auto Express Check

Before visiting the dealer, be sure to contact us to apply for your low rate auto loan. We will give you an Express Check that you can use to purchase your vehicle up to your pre-approved amount. Your rate is guaranteed for 30 days and no interest accrues until you use the check.


  1. Between 7/1/18 and 9/30/18, the average savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites based on users who received in-stock price offers and who TrueCar identified as purchasing a new vehicle of the same make and model as one of the in-stock price offers from a Certified Dealer as of 10/31/18, was $3,402. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The MSRP is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer's trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Neither TrueCar nor Market USA Federal Credit Union brokers, sells, or leases motor vehicles.
  2. Annual Percentage Rate current as of 7/31/19 and subject to change without notice. Rates are based on each applicant's credit. Your actual rate may vary. Rate includes multiple discounts. Stated rate includes a .25% for purchasing your vehicle through our Car Buying Service. To qualify for this discount, you must purchase your auto from a certified dealer listed on your savings certificate within 30 days of loan approval. Rate also includes a .25% discount for automatic payment and an additional .50% for having a qualifying Rewards Relationship. To qualify for a Rewards Rate, you must have e-Statements and one of the following: (a) direct deposit of at least $500 per month and an active Market USA checking account, or (b) at least $25,000 on deposit. Payments at 2.55% APR for 36 months are approximately $28.93 per $1,000 per month. Payments at 2.80% APR for 36 months are approximately $29.05 per $1,000 per month. During the life of the loan, discontinuance of automatic payments; e-Statements; and/or the conditions required for a rewards relationship,will result in a loss of related discount.
  3. Interest begins accruing upon disbursement of the loan. Loans and deferred payments are subject to credit approval. Current Market USA loans are not eligible for this promotion. Offer available for a limited-time only and subject to change without notice. Certain restrictions apply. Ask for details.