Holiday Hours Notice: Market USA will close at 1:00 PM on Wednesday, December 24, and will be closed Thursday, December 25 in observance of Christmas. Normal business hours will resume on Friday, December 26.
No haggling, no hassle, no suprises.
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Save time and money when you purchase your next car in four easy steps.
Explore Market USA's Car Buying Service to find a new car or browse through thousands of pre-owned options, all with dealer-guaranteed prices.
Access upfront pricing online, complete with incentives and discounts.
Apply for your pre-approved auto loan in just minutes.
Head to the dealer knowing exactly what you’ll pay.
Rates effective as of 12/22/2025.
*Rates shown include a .25% discount for automatic payment and an additional 0.50% for having a qualifying Reward Rate Relationship. Rates for vehicles 7 years and older are 3.00% above the stated rate. Your actual rate may vary depending on credit and discounts taken. Rates are also applicable to Cash Out Auto (Title) Loans.
Rate Disclosures
1 100% financing may be impacted if vehicle selling price is substantially higher than vehicle value. Subject to credit approval.
2 Interest begins accruing upon disbursement of the loan. Loans and deferred payments are subject to credit approval. Current Market USA loans are not eligible for this promotion. Offer available for a limited time only and subject to change without notice. Certain restrictions apply. Ask for details.
Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.
Great low rates and make no payments for two months*
Financial protection for what your auto insurance may not cover.
Apply for a pre-approved auto loan.
Essential protection against unexpected repair costs.