You are leaving the Market USA Federal Credit Union website
We believe the linked website has useful resources for you but are regulated to advise you that Market USA FCU is not responsible for the content of third party websites. Privacy and security policies may differ from those practiced by Market USA. Market USA does not represent the third party or the member if the two enter into a transaction.
Loan calculators do not represent any guarantee of credit.
Searching for a lower payment on your auto or personal loan? Try our loan comparison tools to see how much you could save when you refinance with us. You choose your payment and term, putting you in control of your loan. Simply enter your current loan information to instantly view your potential savings. You can even see how your payment changes if you extend the term.
Credit Card Comparison Tool
If you are paying high credit card rates and fees, compare your current credit cards to our Visa Platinum to see if you could save money by switching to Market USA. We offer both Visa Platinum and Visa Platinum with Rewards. You can even see how your points accumulate with our Rewards card, which can be redeemed for hotel stays, vacations, merchandise, air travel or cash back.
Annual Percentage Rate current as of 3/1/20 and subject to change without notice. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a .25% discount for automatic payment and an additional .50% for having a qualifying Rewards Relationship. To qualify for a Rewards Rate, you must have e-statements AND one of the following: (a) direct deposit of at least $500 per month and an active Market USA checking account or (b) at least $25,000 on deposit. Auto Loan payments at 2.49% APR for 36 months are approximately $28.91 per $1,000 per month. Personal Loan payments at 7.99% APR for 12 months are approximately $87.52 per $1,000 per month.
Interest begins accruing upon disbursement of the loan. Loans and deferred payments are subject to credit approval. Current Market USA loans are not eligible for deferred payments. Offer available for a limited time only and subject to change without notice. All loans subject to approval. Certain restrictions apply. Ask for details.
Annual Percentage Rates (APRs) effective 5/15/20 and subject to change. 3.90% introductory APR is valid for 6 months from initial card issuance. Thereafter, the variable rate will be between 9.25% and 18.00%. The APR is calculated as Prime + a margin between 6.00% and 16.00%. Prime is currently 4.25%. Actual rate may vary and is based on an evaluation of applicant's credit and the type of card selected.