Auto and Personal Loan Comparison Tools

Searching for a lower payment on your auto or personal loan? Try our loan comparison tools to see how much you could save when you refinance with us. You choose your payment and term, putting you in control of your loan. Simply enter your current loan information to instantly view your potential savings. You can even see how your payment changes if you extend the term.

Credit Card Comparison Tool

If you are paying high credit card rates and fees, compare your current credit cards to our Visa Platinum to see if you could save money by switching to Market USA. We offer both Visa Platinum and Visa Platinum with Rewards. You can even see how your points accumulate with our Rewards card, which can be redeemed for hotel stays, vacations, merchandise, air travel or cash back.

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Auto Loan

  • Rates start as low as 5.24% APR1
  • No payments for 2 months2
  • Terms up to 84 months

Auto Loan Comparison Tool

Personal Loan

  • Rates start as low as 11.74% APR1
  • Borrow up to $20,000
  • Terms up to 60 months

Personal Loan Comparison Tool

Credit Card

  • 0.00% APR3 intro rate for 6 months
  • Rates as low as 14.50% APR3 after intro period
  • No Balance Transfer or Cash Advance Fees

Credit Card Comparison Tool


  1. Annual Percentage Rate current as of 8/10/23 and subject to change without notice. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a .25% discount for automatic payment and an additional .50% for having a qualifying Rewards Relationship. To qualify for a Rewards Rate, you must have e-statements AND one of the following: (a) direct deposit of at least $500 per month and an active Market USA checking account or (b) at least $25,000 on deposit. Auto Loan payments at 5.24% APR for 36 months are approximately $30.15 per $1,000 per month. Personal loan payments at 11.74% APR for 12 months are approximately $89.32 per $1,000 per month.
  2. Interest begins accruing upon disbursement of the loan. Loans and deferred payments are subject to credit approval. Current Market USA loans are not eligible for deferred payments. Offer available for a limited time only and subject to change without notice. All loans subject to approval. Certain restrictions apply. Ask for details.
  3. Annual Percentage Rates (APRs) effective 7/26/23 and subject to change without notice. 0.00% introductory APR is valid for 6 months from initial card issuance. Thereafter, the variable rate will be between 14.50% and 18.00%. The APR is calculated as Prime + a margin between 6.00% and 16.00%. Prime is currently 8.50%. Actual rate may vary and is based on an evaluation of applicant's credit and the type of card selected.