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Regular & IRA Certificate Rates

Regular & IRA Certificate Rates
Account Term Base APY Preferred APY* Min. to Open & Earn APY Dividends Compounded / Credited
10 Month Special 4.00% 4.10%** $500 Daily / Monthly
12 Month Accumulator 2.35% 2.70% $100 Daily / Monthly
3 Months 2.35% 2.70% $500 Daily / Monthly
6 Months 3.40% 3.75% $500 Daily / Monthly
12 Months 3.45% 3.80% $500 Daily / Monthly
18 Months 3.15% 3.50% $500 Daily / Monthly
24 Months 3.35% 3.70% $500 Daily / Monthly
36 Months 3.10% 3.45% $500 Daily / Monthly
48 Months 3.10% 3.45% $500 Daily / Monthly
60 Months 3.15% 3.50% $500 Daily / Monthly

Rates effective as of 12/3/2024.

*PREFERRED APY: The Preferred APY includes a 0.35% premium. Direct Deposit and eStatements are required to receive this premium. Your APY will decrease if you discontinue these services.

**PREFERRED APY: 10 Month Special - APY includes a 0.10% premium. eStatements are required to receive this premium. Your APY will decrease if you discontinue eStatements.

If applicant is under 18 years old, a parent or guardian who is 18 or older must be a joint owner.

Rate Disclosures

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.