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Visa Platinum Rewards

Everyday purchases can become extraordinary with valuable rewards.

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Quickly rack up rewards points and turn them into something special

Consider all the times you use your credit card in stores and online. Now consider getting rewarded every time. The Market USA Visa® Platinum Rewards card makes it happen. Whether you're buying groceries, gas or your favorite gadgets, your rewards keep building. You'll get a special six-month introductory APR, too, so you can transfer your balance from another credit card and pay it off sooner. It's the credit card that keeps on giving.

  • 0.00% Annual Percentage Rate (APR) for the first 6 months
  • Competitive rate after 6-month introductory period
  • Earn 1 point for every dollar spent, redeemable for travel, merchandise, gift cards, cash back and more
  • Credit lines up to $20,000
  • No annual fee, cash advance fee or balance transfer fee
Credit Card Rates
  Visa Platinum Visa Platinum Rewards Visa Platinum Secured
6 Month Introductory APR for Purchases & Cash Advances 0.00% 0.00% N/A
Annual Percentage Rate* (APR) for Purchases 13.75% - 18.00% 14.75% - 18.00% 17.24% - 18.00%
Cash Advance APR 13.75% - 18.00% 14.75% - 18.00% 17.24% - 18.00%
Variable Rate Information Your actual APR may vary and is based on prime and your credit history. A margin between 6.00% - 16.00% is added to the highest Prime Rate* as published in the Wall Street Journal "Money Rates" Table.
Grace Period for Purchases 25 Days
Method of Computing the Balance for Purchases Average Daily Balance (Including new purchases)
Annual Fee None
Balance Transfer Rate Same as purchase rate
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date
Transaction Fees a. Foreign Transaction Fee - 1.00% of each transaction in U.S. dollars
Penalty Fees a. Late Payment Fee - Up to $25.00
b. Returned Payment Fee - Up to $25.00

Rates effective as of 11/21/2024.

Rate Disclosures

Credit Card Calculators

Visa® Credit Card Contacts

  • 24-Hour Member Service: (833) 574-3440

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.

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Log into Digital Banking, select Credit Cards from the Accounts menu, Account Services, and choose Balance Transfer.

Log into Digital Banking, choose Alerts from the Tools menu, and select the Visa Platinum card from the drop-down box. Slide the bar to the right for the alert you want to set up so that you see a dark green bar indicating that the alert is turned on. Choose how you would like to receive your alert - by text, email, and/or push.

Log into Digital Banking, select Credit Cards from the Accounts menu, then My Card Info. There will be a link to the Rewards website in My Card Info.

Log into Digital Banking, select Credit Cards from the Accounts menu, then My Card Info. There will be a link to the Rewards website in My Card Info.

Points expire three years after you earn them.

Log into Digital Banking, select Alerts from the Tools Menu, and choose “Card” from the Alerts menu. Under the Visa Platinum graphic, you will see an option to block the card.

Report your card as soon as possible by calling the 24-hour Visa credit card member service number at 833-574-3440.

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    Easily transfer funds through Online Banking or our Mobile App.

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