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Market USA Car Buying Service powered by TrueCar

Save time and money when you purchase your next car in four easy steps.

Find your vehicle

Explore Market USA's Car Buying Service to find a new car or browse through thousands of pre-owned options, all with dealer-guaranteed prices.

Lock in your price

Access upfront pricing online, complete with incentives and discounts.

Secure Your Financing

Apply for your pre-approved auto loan in just minutes.

Buy With Confidence

Head to the dealer knowing exactly what you’ll pay.

Features & Benefits


Auto Loan Rates
Loan Term New Auto APR as low as Used Auto APR as low as
36 Months 4.74%* 4.74%*
48 Months 4.99%* 4.99%*
60 Months 5.49%* 5.49%*
72 Months 5.74%* 5.74%*
84 Months 6.99%* 6.99%*

Rates effective as of 11/21/2024.

*Rates shown include a .25% discount for automatic payment and an additional 0.50% for having a qualifying Reward Rate Relationship. Rates for vehicles 7 years and older are 3.00% above the stated rate. Your actual rate may vary depending on credit and discounts taken. Rates are also applicable to Cash Out Auto (Title) Loans.

Rate Disclosures

1 100% financing may be impacted if vehicle selling price is substantially higher than vehicle value. Subject to credit approval.

2 Interest begins accruing upon disbursement of the loan. Loans and deferred payments are subject to credit approval. Current Market USA loans are not eligible for this promotion. Offer available for a limited time only and subject to change without notice. Certain restrictions apply. Ask for details.


Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.