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Fill Your Holidays with Extra Joy!

This holiday season, let our low-rate Holiday Loan bring extra joy to your celebrations. Whether you're planning festive activities, buying gifts for loved ones, or simply looking to ease the financial strain of the holidays, our loan offers the flexibility and affordability you need.

  • Rates as low as 7.99% APR*
  • 12-month term
  • Borrow up to $5,000

Don't let financial worries dim the sparkle of the season. Apply online or call 301-586-3400 for a stress-free holiday experience.

*Annual Percentage Rate current as of 10/1/24. Offer available until 2/28/25. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a 0.25% discount for automatic payment, and an additional 0.50% discount for having a qualifying Rewards Relationship. To qualify for a Rewards Rate, you must have e-Statements and one of the following: (a) direct deposit of at least $500 per month and an active Market USA checking account, or (b) at least $25,000 on deposit. Payments at 7.99% APR for 12 months are approximately $86.98 per $1,000 per month. Financing for qualified Market USA members.


Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.