Market Center

Activate eBills and Dinner's On US!*

The popularity and technology of online shopping keeps growing. Every day there are new things to buy, try, discover and share. Then the end of each month brings a torrent of bills and statements that just eat into your day.

To help keep up with bills and life, many tech-savvy and not-so tech savvy people are turning to electronic bills to help keep them on track. eBills are fast, easy and secure. As a valued Market USA member, you're invited to use this convenient service. In fact, activate a new eBill between November 1-30, 2017 and we'll treat you to a $25 eGift Card, up to $100!*

Not a current Bill Pay user? Register online by logging into Internet Banking and choosing the Bill Pay tab (checking account required). Get started today!

*To qualify for the incentive, the primary Bill Pay account holder must activate a new eBill between November 1- November 30, 2017. One eGift Code per newly activated eBill. The primary Bill Pay account holder can receive up to a maximum of four (4) $25 eGift Codes. Account must be open and in good standing at the time of receiving the eGift Code. eBills previously deactivated are not eligible for this promotion.

A $25 nontransferable eGift Code will be emailed to the primary Bill Pay account holder approximately 6 to 8 weeks after the end of the promotion. Certificates may not be combined or transferred. See Terms and Conditions below for details. Rules subject to change without notice.

Employees of Fiserv, Inc. and its affiliates (including their board members), as well as the immediate family (spouse, parents, siblings and children) and household members of each such employee, are not eligible. is a trademark of All rights reserved. Visit for complete Terms and Conditions along with participating restaurants.

Terms and Conditions:

Warm Coat Drive

Help Us Keep Our Neighbors Warm This Winter

Market USA has partnered with One Warm Coat to hold a coat drive from October 1st through November 30th. Stop by our Laurel or Landover branches to drop off new or gently worn coats. All coats we collect will be delivered locally to help our neighbors in need of a warmer winter.

We hope you will help us make this year's drive a huge success! Ultimately, we will be making a big impact in our local community by spreading warmth. You can learn more about One Warm Coat by visiting

New Branch Hours Effective October 2, 2017

We are changing our hours to better serve you at the Landover Branch, located at 8200 Professional Place, Suite 105, Landover, MD 20785.

Laurel Branch hours on Tuesdays will change to 9:00 am - 1:00 pm. This branch is located at 8871 Gorman Rd, Suite 100, Laurel, MD 20723.

Laurel Branch & Headquarters

8871 Gorman Road, Suite 100
Laurel, Maryland 20723
Phone: 301-586-3400 or 800-914-4268
  • Hours
  • Monday - 9:00 a.m. - 4:00 p.m.
  • Tuesday - 9:00 a.m. - 1:00 p.m.
  • Wednesday - 9:00 a.m. - 4:00 p.m.
  • Thursday - 9:00 a.m. - 4:00 p.m.
  • Friday - 9:00 a.m. - 6:00 p.m.
  • Saturday - 9:00 a.m. - 12:00 p.m.

Landover Branch

8200 Professional Place, Suite 105
Landover, Maryland 20785
Phone: 301-276-8001
  • Hours
  • Monday - 9:00 a.m. - 4:00 p.m.
  • Tuesday - 9:00 a.m. - 4:00 p.m.
  • Wednesday - 9:00 a.m. - 4:00 p.m.
  • Thursday - 9:00 a.m. - 1:00 p.m.
  • Friday - 9:00 a.m. - 4:00 p.m.
  • Saturday - 9:00 a.m. - 12:00 p.m.

Lower Your Loan Payments with Our FlexPay Program

If you have a Market USA auto or personal loan, and are looking to save on your monthly expenses, you may be eligible to use our new FlexPay program! With a few easy clicks, you can extend the term and lower your monthly payments - the entire process is completed securely online. To get started, simply sign into Internet Banking or Mobile Banking through our website (not the mobile app), and select FlexPay next to your loan. Your current loan information will already be pre-filled on the FlexPay screen. You can adjust the dial until you find the term and monthly payment that fits your needs. Once you select the Extend Term button, e-sign and submit your loan documents, and you're done! Visit our FAQs for more details.1

Switch and Save with our Visa Platinum Card

Don't spend your hard earned money on fees and higher interest rates. Our Visa Platinum cards offer NO balance transfer fees, NO cash advance fees and NO Annual Fees. Plus, we offer great low rates - that's the credit union difference!

  • Low 3.90% APR2 introductory rate for 6 months
  • Rates as low as 10.25% APR2 after six-month introductory period
  • Credit line up to $20,000
  • Save big by transferring higher-rate balances to your Market USA Visa
  • Choose between Visa Platinum and Visa Platinum with Rewards. Redeem your points for hotel stays, vacations, merchandise, air travel and more!

Apply online, call 1-800-914-4268 or stop by any branch. Don't forget to move higher-rate balances to your new Market USA Visa Platinum card!


  1. A minimal processing fee per loan will be charged to your saving or checking account based on your monthly payment. Excludes Mortgage, Home Equity and Credit Card balances. Interest will continue to accrue on unpaid loan balance. To qualify for extension, loan must be open for at least 90 days and in good standing.Certain restrictions apply. Call for details.
  2. Annual Percentage Rates (APR) effective 4/1/2017 and subject to change. 3.90% introductory APR valid for six months from initial card issuance. Thereafter, the variable rate will be between 10.25% - 18.00%. The APR is calculated as Prime + a margin between 6.00% - 15.00%. Prime is currently 3.25%. Actual rate may vary and is based on an evaluation of applicant's credit.