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Tax Time Certificate Special

Take advantage of our Tax Time Certificate Special - available for a limited-time only!

  • 1.95% APY* with e-Statements (1.85% APY* without e-Statements)
  • 10-Month Term
  • Deposit from $500 - $10,000

Other rates and terms are also available. To open a certificate, either download the certificate application and mail it with your deposit to Market USA FCU, 8871 Gorman Rd, Suite 100, Laurel, MD 20723, or stop by a branch. Offer is only available until April 30, 2018.

*APY (Annual Percentage Yield) effective as of 3/09/18 and subject to change. Minimum deposit of $500 required to earn stated APY. Maximum deposit $10,000. New money only. Requirement to earn 1.95% APY: activated e-Statements. Rate is 1.85% APY without e-Statements. Certificate is only valid for a single 10-month term. A withdrawal of dividends or the occurrence of fees could reduce earnings. Early withdrawal penalties may apply. Offer valid until 4/30/18. One certificate per Social Security number. Cannot be combined with any other offers or promotions.

Capital Heights Shared Branch Closed on January 31st, 2018

The Capital Heights Shared Branch, located at 9001 Central Avenue, Capital Heights, MD 20743, closed on January 31st, 2018. Our Landover Branch is located less than 5 miles from this branch.

Market USA FCU
8200 Professional Place, Suite 105
Landover, Maryland 20785

Additional nearby locations include:

Democracy FCU
5720 Silver Hill Rd
District Heights, MD 20747
Police FCU
9100 Presidential Pkwy
Landover, Maryland 20785

You can conveniently connect to your accounts anytime through Internet and Mobile Banking. If you have a Market USA checking account, you can even deposit checks through your smartphone or other mobile device with Mobile Check Deposit!

If you're not currently signed up, you can enroll online for Internet Banking for instant access to your accounts, and then download our mobile banking app from your app store. With our Mobile Banking app, you can check balances and account activity, transfer funds between credit union accounts, find a shared branch or surcharge-free ATM near you, apply for a loan, and more!

Enter the Tweet for College Scholarship Contest!

Good news for all of you college-bound high school students! The Elements of Money is running their fun Tweet for College essay contest, featuring $2,000 in scholarships.

Entering is easy:

  • Join Twitter. You can also email your entry to
  • Tweet your answer to this question:What's the name of your credit union amusement park, and why do people love it?
  • Mention and follow @ElementsofMoney, & use #Tweet4College

The scholarship contest runs until March 22, 2018. Elements will award one $250 scholarship every two weeks, and each winning tweet will be entered for the $1,000 scholarship. Visit Elements of Money for more details!

Good luck!

Enter to Win a $1,000 Scholarship!

Are you headed off to college or trade school in 2018? The $12,000 Credit Union College Scholarship Program for 2018 is underway now! College-bound members are eligible to apply for one of ten $1,000 essay-based scholarships, one $1,000 video-based scholarship and one $1,000 photo-based scholarship. And yes, you may apply in all three categories!

Deadline for applications is March 31, 2018. Scholarship winners will be announced in April 2018 on the Credit Union Foundation of MD/DC's scholarship website:

This year's essay topic is "Describe the value found in credit union membership." This year's video topic is "Create a 60-second credit union ad to attract young members (age 16 - 24)." Photo applicants are asked to submit a photograph that represents the credit union core value, "Community."

Any member of Market USA who is entering their freshmen through senior year of college or trade school may apply. Applications are accepted online at:

Market USA, the Credit Union Foundation of MD/DC, and its generous supporters partner to make this program possible.

A Successful Coat Drive, Thanks to Generous Donors!

We recently partnered with One Warm Coat to hold a coat drive at our Laurel and Landover branches for children and adults in need of warmth.

There is a real need for coats in our local community, and One Warm Coat's program made it easy for the credit union to make a difference and spread much needed warmth. We donated 117 coats to Sarah's House, a homeless shelter located in Ft. Meade, MD. This was made possible due to our members, staff and Wren Rickenbrode, a student at Mater Amoris Montessori School, who collected 44 coats at her school. Thank you to all who helped make this coat drive a huge success!

Each year, hundreds of thousands of gently worn coats are distributed across North America to children, women and men in need through One Warm Coat's Coat Drive program. "We are so grateful for our wonderful partners like Market USA. We are thrilled so many people came together to provide warmth for their neighbors in need and are thankful to everyone who donated!" said One Warm Coat President and CEO Jennifer Stockard.

You can learn more about One Warm Coat at

Coat Drive Collection

Lower Your Loan Payments with Our FlexPay Program

If you have a Market USA auto or personal loan, and are looking to save on your monthly expenses, you may be eligible to use our new FlexPay program! With a few easy clicks, you can extend the term and lower your monthly payments - the entire process is completed securely online. To get started, simply sign into Internet Banking or Mobile Banking through our website (not the mobile app), and select FlexPay next to your loan. Your current loan information will already be pre-filled on the FlexPay screen. You can adjust the dial until you find the term and monthly payment that fits your needs. Once you select the Extend Term button, e-sign and submit your loan documents, and you're done! Visit our FAQs for more details.1

Switch and Save with our Visa Platinum Card

Don't spend your hard earned money on fees and higher interest rates. Our Visa Platinum cards offer NO balance transfer fees, NO cash advance fees and NO Annual Fees. Plus, we offer great low rates - that's the credit union difference!

  • Low 3.90% APR2 introductory rate for 6 months
  • Rates as low as 10.50% APR2 after six-month introductory period
  • Credit line up to $20,000
  • Save big by transferring higher-rate balances to your Market USA Visa
  • Choose between Visa Platinum and Visa Platinum with Rewards. Redeem your points for hotel stays, vacations, merchandise, air travel and more!

Apply online, call 1-800-914-4268 or stop by any branch. Don't forget to move higher-rate balances to your new Market USA Visa Platinum card!


  1. A minimal processing fee per loan will be charged to your saving or checking account based on your monthly payment. Excludes Mortgage, Home Equity and Credit Card balances. Interest will continue to accrue on unpaid loan balance. To qualify for extension, loan must be open for at least 90 days and in good standing.Certain restrictions apply. Call for details.
  2. Annual Percentage Rates (APR) effective 12/14/2017 and subject to change. 3.90% introductory APR valid for six months from initial card issuance. Thereafter, the variable rate will be between 10.50% - 18.00%. The APR is calculated as Prime + a margin between 6.00% - 16.00%. Prime is currently 4.50%. Actual rate may vary and is based on an evaluation of applicant's credit.