Market Center

Warm Coat Drive

Help Us Keep Our Neighbors Warm This Winter

Market USA has partnered with One Warm Coat to hold a coat drive from October 1st through November 30th. Stop by our Laurel or Landover branches to drop off new or gently worn coats. All coats we collect will be delivered locally to help our neighbors in need of a warmer winter.

We hope you will help us make this year's drive a huge success! Ultimately, we will be making a big impact in our local community by spreading warmth. You can learn more about One Warm Coat by visiting

New Branch Hours Effective October 2, 2017

We are changing our hours to better serve you at the Landover Branch, located at 8200 Professional Place, Suite 105, Landover, MD 20785.

Laurel Branch hours on Tuesdays will change to 9:00 am - 1:00 pm. This branch is located at 8871 Gorman Rd, Suite 100, Laurel, MD 20723.

Laurel Branch & Headquarters

8871 Gorman Road, Suite 100
Laurel, Maryland 20723
Phone: 301-586-3400 or 800-914-4268
  • Hours
  • Monday - 9:00 a.m. - 4:00 p.m.
  • Tuesday - 9:00 a.m. - 1:00 p.m.
  • Wednesday - 9:00 a.m. - 4:00 p.m.
  • Thursday - 9:00 a.m. - 4:00 p.m.
  • Friday - 9:00 a.m. - 6:00 p.m.
  • Saturday - 9:00 a.m. - 12:00 p.m.

Landover Branch

8200 Professional Place, Suite 105
Landover, Maryland 20785
Phone: 301-276-8001
  • Hours
  • Monday - 9:00 a.m. - 4:00 p.m.
  • Tuesday - 9:00 a.m. - 4:00 p.m.
  • Wednesday - 9:00 a.m. - 4:00 p.m.
  • Thursday - 9:00 a.m. - 1:00 p.m.
  • Friday - 9:00 a.m. - 4:00 p.m.
  • Saturday - 9:00 a.m. - 12:00 p.m.

New! Visa Platinum Secured Provides Flexibility for Your Budget

Our new Visa® Platinum Secured gives you access to credit while helping you establish or rebuild a positive credit history.

  • Low rate and no annual fee
  • Approval not based on credit
  • Credit lines from $200 - $5,000
  • Available credit secured by funds in your savings account
  • EMV chip for added security

Apply for our new Visa® Platinum Secured card today!

Lower Your Loan Payments with Our New FlexPay Program

If you have a Market USA auto or personal loan, and are looking to save on your monthly expenses, you may be eligible to use our new FlexPay program! With a few easy clicks, you can extend the term and lower your monthly payments - the entire process is completed securely online. To get started, simply sign into Internet Banking or Mobile Banking through our website (not the mobile app), and select FlexPay next to your loan. Your current loan information will already be pre-filled on the FlexPay screen. You can adjust the dial until you find the term and monthly payment that fits your needs. Once you select the Extend Term button, e-sign and submit your loan documents, and you're done! Visit our FAQs for more details.1

Introducing Our New Teen Program, Elements of Money™

The Elements of Money™ program has replaced Claim Your Youth for members ages 13 to 17. Our new program offers a more interactive website, additional resources, and quarterly social media contests for a chance to win prizes. Teens can join "Elements" simply by opening a credit union savings account with a $5 minimum opening deposit. As a member, they'll learn to navigate through the world of personal finance, as well as learn valuable lessons in saving money. Our new program offers:

  • An interactive website just for teens
  • Online financial articles, podcast, blog and videos
  • Quarterly teen newsletter
  • "Tweet for College" Annual Scholarship Contest

We encourage you to help your teen take the first step toward financial independence by establishing membership. Download our membership application, call 800-914-4268, or stop by a branch to open an account.

Switch and Save with our Visa Platinum Card

Don't spend your hard earned money on fees and higher interest rates. Our Visa Platinum cards offer NO balance transfer fees, NO cash advance fees and NO Annual Fees. Plus, we offer great low rates - that's the credit union difference!

  • Low 3.90% APR3 introductory rate for 6 months
  • Rates as low as 10.25% APR3 after six-month introductory period
  • Credit line up to $20,000
  • Save big by transferring higher-rate balances to your Market USA Visa
  • Choose between Visa Platinum and Visa Platinum with Rewards. Redeem your points for hotel stays, vacations, merchandise, air travel and more!

Apply online, call 1-800-914-4268 or stop by any branch. Don't forget to move higher-rate balances to your new Market USA Visa Platinum card!


  1. A minimal processing fee per loan will be charged to your saving or checking account based on your monthly payment. Excludes Mortgage, Home Equity and Credit Card balances. Interest will continue to accrue on unpaid loan balance. To qualify for extension, loan must be open for at least 90 days and in good standing.Certain restrictions apply. Call for details.
  2. Interest begins accruing upon disbursement of the loan. Loans and deferred payments are subject to credit approval. Current Market USA loans are not eligible for this promotion. Offer available for a limited time only and subject to change without notice. Certain restrictions apply. Ask us for details.
  3. Annual Percentage Rates (APR) effective 4/1/2017 and subject to change. 3.90% introductory APR valid for six months from initial card issuance. Thereafter, the variable rate will be between 10.25% - 18.00%. The APR is calculated as Prime + a margin between 6.00% - 15.00%. Prime is currently 3.25%. Actual rate may vary and is based on an evaluation of applicant's credit.
  4. Annual Percentage Rate current as of 6/1/17. Offer available until 9/30/17. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a 0.25% discount for automatic payment, and an additional 0.50% discount for having a qualifying Rewards Relationship. To qualify for a Rewards Rate, you must be enrolled in e-Statements and have one of the following: (a) direct deposit of at least $500 per month and an active Market USA checking account, or (b) at least $25,000 on deposit. Payments at 7.49% APR for 12 months are approximately $87.24 per $1,000 per month. Financing for qualified Market USA members.