Market Center

Seize a Golden Opportunity

You've set your sights on gold. Visa will help you cross the finish line. Use your Visa between 1/1 - 2/28/18 for a chance to win a trip to a past Olympic Winter Games host city, courtesy of Visa.

One Grand Prize winner will receive a 7-day trip for two to a past Olympic Winter Games host city, including:

See details at

Don't have our low rate, no annual fee Visa Platinum card? Check out our credit cards page for details and apply online or 800-914-4268 .Choose from two designs: regular Platinum or Maryland flag.

We'll also send you a Visa debit card when you open one of our checking accounts with no minimum balance requirement, access to over 30,000 surcharge-free ATMs, Mobile Check Deposit, and much more! Open a checking account today by logging into Internet Banking and clicking the "Open New Account" button.

If you have any questions, please email our Member Service Center or call 800-914-4268 .

NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN THE VISA OLYMPIC WINTER GAMES SWEEPSTAKES 2018. Non-Purchase Entries and Purchase Entries have an equal chance of winning. Open only to legal residents of the fifty (50) U.S. and D.C., 18 or older as of January 1, 2018, and legal residents of Canada who are of the age of legal majority in their territory or province of residence as of January 1, 2018. For complete details including details on Non-Purchase Entries, see Official Rules at this location or at PIN-based and ATM transactions are not eligible. Void in Puerto Rico and where prohibited. Sweepstakes ends February 28, 2018. Sponsored by Visa U.S.A. and Visa Canada Corporation.

Enter to Win a $1,000 Scholarship!

Are you headed off to college or trade school in 2018? The $12,000 Credit Union College Scholarship Program for 2018 is underway now! College-bound members are eligible to apply for one of ten $1,000 essay-based scholarships, one $1,000 video-based scholarship and one $1,000 photo-based scholarship. And yes, you may apply in all three categories!

Deadline for applications is March 31, 2018. Scholarship winners will be announced in April 2018 on the Credit Union Foundation of MD/DC's scholarship website:

This year's essay topic is "Describe the value found in credit union membership." This year's video topic is "Create a 60-second credit union ad to attract young members (age 16 - 24)." Photo applicants are asked to submit a photograph that represents the credit union core value, "Community."

Any member of Market USA who is entering their freshmen through senior year of college or trade school may apply. Applications are accepted online at:

Market USA, the Credit Union Foundation of MD/DC, and its generous supporters partner to make this program possible.

A Successful Coat Drive, Thanks to Generous Donors!

We recently partnered with One Warm Coat to hold a coat drive at our Laurel and Landover branches for children and adults in need of warmth.

There is a real need for coats in our local community, and One Warm Coat's program made it easy for the credit union to make a difference and spread much needed warmth. We donated 117 coats to Sarah's House, a homeless shelter located in Ft. Meade, MD. This was made possible due to our members, staff and Wren Rickenbrode, a student at Mater Amoris Montessori School, who collected 44 coats at her school. Thank you to all who helped make this coat drive a huge success!

Each year, hundreds of thousands of gently worn coats are distributed across North America to children, women and men in need through One Warm Coat's Coat Drive program. "We are so grateful for our wonderful partners like Market USA. We are thrilled so many people came together to provide warmth for their neighbors in need and are thankful to everyone who donated!" said One Warm Coat President and CEO Jennifer Stockard.

You can learn more about One Warm Coat at

Coat Drive Collection

Share Your Goal (with Emojis) for a Chance to Win $250

It's time to access your inner emoji. Enter The Elements of Money's "Share Your Goal (with emojis)!" contest, and you could win a $250 gift card!

Saving for college? Want to buy a laptop? Tweet your savings goal using only emojis. The more creative, the better!

The contest runs until December 20, 2017. At the end of it, the Elements team will select the grand-prize winner. You must be at least 13 to enter.

Good luck!

New Branch Hours Effective October 2, 2017

We are changing our hours to better serve you at the Landover Branch, located at 8200 Professional Place, Suite 105, Landover, MD 20785.

Laurel Branch hours on Tuesdays will change to 9:00 am - 1:00 pm. This branch is located at 8871 Gorman Rd, Suite 100, Laurel, MD 20723.

Laurel Branch & Headquarters

8871 Gorman Road, Suite 100
Laurel, Maryland 20723
Phone: 301-586-3400 or 800-914-4268
  • Hours
  • Monday - 9:00 a.m. - 4:00 p.m.
  • Tuesday - 9:00 a.m. - 1:00 p.m.
  • Wednesday - 9:00 a.m. - 4:00 p.m.
  • Thursday - 9:00 a.m. - 4:00 p.m.
  • Friday - 9:00 a.m. - 6:00 p.m.
  • Saturday - 9:00 a.m. - 12:00 p.m.

Landover Branch

8200 Professional Place, Suite 105
Landover, Maryland 20785
Phone: 301-276-8001
  • Hours
  • Monday - 9:00 a.m. - 4:00 p.m.
  • Tuesday - 9:00 a.m. - 4:00 p.m.
  • Wednesday - 9:00 a.m. - 4:00 p.m.
  • Thursday - 9:00 a.m. - 1:00 p.m.
  • Friday - 9:00 a.m. - 4:00 p.m.
  • Saturday - 9:00 a.m. - 12:00 p.m.

Lower Your Loan Payments with Our FlexPay Program

If you have a Market USA auto or personal loan, and are looking to save on your monthly expenses, you may be eligible to use our new FlexPay program! With a few easy clicks, you can extend the term and lower your monthly payments - the entire process is completed securely online. To get started, simply sign into Internet Banking or Mobile Banking through our website (not the mobile app), and select FlexPay next to your loan. Your current loan information will already be pre-filled on the FlexPay screen. You can adjust the dial until you find the term and monthly payment that fits your needs. Once you select the Extend Term button, e-sign and submit your loan documents, and you're done! Visit our FAQs for more details.1

Switch and Save with our Visa Platinum Card

Don't spend your hard earned money on fees and higher interest rates. Our Visa Platinum cards offer NO balance transfer fees, NO cash advance fees and NO Annual Fees. Plus, we offer great low rates - that's the credit union difference!

  • Low 3.90% APR2 introductory rate for 6 months
  • Rates as low as 10.50% APR2 after six-month introductory period
  • Credit line up to $20,000
  • Save big by transferring higher-rate balances to your Market USA Visa
  • Choose between Visa Platinum and Visa Platinum with Rewards. Redeem your points for hotel stays, vacations, merchandise, air travel and more!

Apply online, call 1-800-914-4268 or stop by any branch. Don't forget to move higher-rate balances to your new Market USA Visa Platinum card!


  1. A minimal processing fee per loan will be charged to your saving or checking account based on your monthly payment. Excludes Mortgage, Home Equity and Credit Card balances. Interest will continue to accrue on unpaid loan balance. To qualify for extension, loan must be open for at least 90 days and in good standing.Certain restrictions apply. Call for details.
  2. Annual Percentage Rates (APR) effective 12/14/2017 and subject to change. 3.90% introductory APR valid for six months from initial card issuance. Thereafter, the variable rate will be between 10.50% - 18.00%. The APR is calculated as Prime + a margin between 6.00% - 16.00%. Prime is currently 4.50%. Actual rate may vary and is based on an evaluation of applicant's credit.