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+ Requirements to Earn APY:
Enrollment in e-Statements;
Monthly Direct Deposit of at least $250 (VIP); direct deposit from a single source can not be used to meet the requirement for multiple accounts;
12 Visa Debit Card Purchases per month; minimum purchase $5.00; purchases must be posted to the account by close of business on the last business day of the month; purchase returns will reduce your number of transactions; multiple transactions of the same amount, on the same day, may cause your transactions to post manually, which will not count towards the qualification limits
Platinum Tier only: 3 bill payments per month using Market USA's Bill Pay service; bill payments must be posted to the account by close of business on the last business day of the month, must be at least $20 each, and may NOT be made payable to Market USA FCU or to any non-business payee. Splitting a single bill into three payments does not qualify. Bill payments must be sent electronically to count towards the qualification requirement.