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Natural disasters such as hurricanes, floods, earthquakes, and wildfires are unpredictable and can cause costly damage to your home and property. Many times, insurance and government-funded assistance are not sufficient to cover losses, so Market USA Federal Credit Union has developed a new product to help members who have experienced losses. This is a special, low-interest rate signature loan specifically designed to help our members recover from the unfortunate effects of a natural disaster.
1. Applicant must have damages to home/property in an area that has been declared a disaster by the US Government
2a. Applicant has filed for homeowner's insurance benefits and the damage was not covered by insurance policy.(OR)
2b. Funds are to be used to pay homeowner's insurance deductible (with proof).(OR)
2c. Applicant's homeowner's insurance benefits are not enough to cover losses caused by disaster.
3. The home affected by the disaster is the applicant's owner occupied,primary residence.
4. Applicant must meet all traditional credit underwriting criteria.
All rates are subject to change, credit certification and approval. The stated rates are the lowest available and your rate may be higher dependant on applicant's credit rating.
Discounts do not apply to Credit Cards, Certificate & Share Secured Loans, Lines of Credit, Fresh Start, Natural Disaster Assistance Loan, Home Equity Loans/ Lines of Credit and First Mortgages, and Loans Initiated Through a Third Party.