Great news! We recently increased the dividend rates on our VIP Checking Account.
In addition to offering one of the best rates in the nation, this account features no monthly maintenance fees, no minimum balance requirements, access to over 30,000 surcharge-free ATMs, and much more. Visit our Checking page to learn about all the other great benefits our VIP Checking account offers. Open an account today through Internet Banking by clicking the "Open New Account" button after logging in.
* Annual Percentage Yield current as of 10/1/17 and subject to change. VIP Checking requirements to earn APY: (a) Enrollment in e-Statements; (b) monthly Direct Deposit of at least $500; direct deposit from a single source cannot be used to meet the requirement for multiple accounts; (c) 12 Visa Debit Card Purchases per month; minimum purchase $5.00; purchases must be posted to the account by close of business on the last business day of the month; purchase returns will reduce your number of transactions; multiple transactions of the same amount, on the same day, may cause your transactions to post manually, which will not count towards the qualification limits; (d) Platinum Tier only: 3 bill payments per month; bill payments must be posted to the account by close of business on the last business day of the month, must be at least $20 each, and may NOT be made payable to Market USA FCU or to any non-business payee. Splitting a single bill into three payments does not qualify. Bill payments must be sent electronically to count towards the qualification requirement.
Bring on the holiday cheer with a low-rate Holiday Loan from Market USA. Use the funds for gifts, entertainment, travel... it's your choice! Happy holidays to you and your family!
* Annual Percentage Rate current as of 10/1/17. Offer available until 2/28/18. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a 0.25% discount for automatic payment, and an additional 0.50% discount for having a qualifying Rewards Relationship. To qualify for a Rewards Rate, you must have e-Statements and one of the following: (a) direct deposit of at least $500 per month and an active Market USA checking account, or (b) at least $25,000 on deposit. Payments at 7.49% APR for 12 months are approximately $87.06 per $1,000 per month. Financing for qualified Market USA Federal Credit Union members.
We changed our hours to better serve you at the Landover Branch, located at 8200 Professional Place, Suite 105, Landover, MD 20785.
In addition, Laurel Branch hours have changed on Tuesdays, to 9:00 am - 1:00 pm. This branch is located at 8871 Gorman Rd., Suite 100, Laurel, MD 20723.
Take a break from bills this busy season with Skip-a-Pay! Simply log onto Internet Banking and click the "skip" tab beside the auto or personal loan you want to skip. You can also download the Skip-A-Pay form and either fax it to 866-262-1773 or mail to: Market USA FCU, 8871 Gorman Rd, Suite 100, Laurel, MD 20723.
A minimal processing fee per loan will be charged to your savings or checking account based on your monthly payment. Excludes Mortgage, Home Equity and Credit Card balances. Interest will continue to accrue on unpaid loan balance. To qualify for extension, loan must be in good standing. Two skips allowed per year. Certain restrictions apply. Visit marketusafcu.com or call 800-914-4268 for details.
Our Dollar Dog Kids Club, for youngsters up to age 12, teaches children the importance of saving money while having some fun, too! Kids can enter to win great prizes and get special gifts when they stop by the branch to make deposits into their account. Here are just a few of the membership benefits:
Your child will earn a Dollar Dog coin when he or she stops by the branch to make a deposit of $5 or more. Once your young saver has collected 5 coins, they can be turned in for prizes (prizes change quarterly)
Open a Dollar Dog savings account for your child today! Stop by a branch, call 800-914-4268 or download our membership application and mail it with at least $5 to: Market USA FCU: 8871 Gorman Rd., Suite 100, Laurel, MD 20723.
Equifax, one of the nation‚??s three major credit reporting agencies, reported in September a massive data breach lasting several months, in which 143 million Americans may have had their personal information exposed. Here at Market USA, we‚??re ready to help by providing you with clear instructions on some steps you can take to protect your identity.
Equifax, one of the nation's three major credit reporting agencies, reported in September a massive data breach lasting several months, in which 143 million Americans may have had their personal information exposed. Here at Market USA, we're ready to help by providing you with clear instructions on some steps you can take to protect your identity.
The protective program includes the following features: Equifax credit report copies; three-bureau credit file monitoring, providing automated alerts of any major changes in your credit reports; Equifax credit report lock, preventing third parties from accessing your Equifax report; Social Security number monitoring, which performs online searches of suspicious websites that may list your Social Security number; and $1 million identity theft insurance, which covers some expenses in the event of a stolen identity
If your information has been exposed, consider placing a credit freeze on your record at the three major credit bureaus (Equifax, Experian and TransUnion). This will make it more difficult for someone to open a new account in your name, though it won't stop a thief from making charges to your existing accounts. Or, instead of a freeze, you can place a fraud alert on your files, warning creditors that you may have been victimized by identity theft. This alerts them to verify if someone seeking credit in your name is really you. A fraud alert expires after 90 days; you have the option to place another fraud alert at expiration.
Even if your information was not exposed by the breach, it's always a good idea to monitor your credit card and financial accounts for charges you don't recognize. Visit annualcreditreport.com and follow instructions to obtain free credit reports.
If your Social Security number was accessed in the Equifax breach, it's best to file your taxes as soon as you possibly can to avoid refund theft come tax time.